Tips & strategies to help your business grow

What Information Do You Need For A Home Loan?

Applying for a home loan can be a daunting process because you’re usually entering into one of the biggest transactions of your life, and the bank’s can be faceless corporations dancing to the beat of their own drum. Yes, they want to lend money, but only on their terms.

What Do Lenders Use As Your Income When You’re Self-Employed?

10 min | Nathan Watt

If you’ve ever wondered how much money you could borrow you’ve no doubt found a lender’s borrowing capacity calculator, plugged in a few details and out spits a number – and if you're an employee for the most part that’s fine. There are a few wrinkles when it comes to casual employment, bonus', and regular overtime etc but generally PAYG income is what it is. But business owner income. Ohh boy. Buckle up.

Should You Buy Your Business Premises?

I regularly get asked from business owners whether they should buy their business premises instead of rent, and my advice is always the same. You need to look at this through two different lens’;

Funding Position; More Important Than Borrowing Capacity?

10 min | Nathan Watt

When you're looking to buy a house, it's pretty natural to look at "how much will the bank lend us"?

Before You Refinance Your Home Loan, Try This

How much money, after tax, can you make in an hour? $50? $500? $5,000?

get inspired

Tailored tips for your growth

BAS | A Beginner’s Guide to Business Activity Statements

5 min | Nathan Watt

New to the world of business finances? The Australian tax code can be difficult to understand for anyone who’s unfamiliar with its many facets, but it’s important that every business owner has at least a basic understanding of things like BAS, GST, and other essential elements of it.

Which Business Structure Is Right For You?

A key component to business success is ensuring you have the right legal structure for where you're going. In fact it's one of the very foundations of our 3 step strategy with clients.

What Is A Family Trust And How Do They Work?

5 min | Nathan Watt

A family trust is an agreement where the trustee (either a person or company) holds assets for the benefit of others - like family members. There's lots of names thrown around; family trust, trust fund, discretionary trust and lots of confusion about how trusts work so if want to understand what they are, and how they work then you've come to the right place. Strap yourself in, and trust me....

Director Identification Number | Coming Soon…Apparently